Advanced Payment Technologies, LLC

Electronic Payment Authorization Systems

APT is a leader in bank card processing services for traditional and internet businesses. We offer some of the industry's most competitive pricing, 7x24 hour customer service, and one of the most effective loss prevention and chargeback departments in the industry.

We provide the expertise and reliability allowing merchants to accept credit cards, ATM/debit cards and checks. From setting up a merchant account to the latest in secure payment gateways, APT provides a one-stop shop for all types of transaction processing.

Get a Merchant Account

Sign up today! Applying for a merchant account is easy. We maintain a 98 percent merchant application approval rate, with merchant account s generally approved within 2 business days. Complete our rate quote form today and see how easy it is to accept credit cards tomorrow.

Industry News
July 16, 2006

Visa Announces New Card Security Standard

When customers offer their bankcard at the point of sale, over the internet, on the phone, or through the mail, they want assurance that their account information is safe. That's why Visa USA has instituted the Cardholder Information Security Program (CISP). CISP is intended to protect Visa cardholder data – wherever it resides – ensuring that members, merchants, and service providers maintain the highest information security standard.

In 2004, the CISP requirements were incorporated into an industry standard known as Payment Card Industry (PCI) Data Security Standard resulting from a collaboration between Visa and MasterCard to create common industry security requirements. Visa USA maintains CISP as the managing program for data security compliance endorsing the PCI Data Security Standard. For more information and specific merchant requirements, click here.